The most popular phone scam methods like “mom, I got into an accident” or “this is the bank’s security service” are already almost audible from almost every iron. Although people know about them and are being carried out less and less, there are still enough victims. We can say that the classics are immortal, especially when there are gullible elderly people. Therefore, the Ministry of Internal Affairs named the four most common deception schemes that swindlers still successfully earn their bread (and a couple of apartments).
One of the most common types of cheating on the lot is considered “relative in need”. It can be anything: an accident, robbery, false collectors. This is almost a win-win option, especially when an impressionable person comes across on the wire.
Usually scammers ask their victim not to hang up and do not allow the person to call this relative back and verify the information. Usually they say that a courier will come and he needs to give the necessary money.
What then to do in this case? First of all, you need to calmly listen to the interlocutor, not give in to panic and switch off in order to call back this very “injured” relative. The method is usually the most correct.
Increasingly, the victims of swindlers are those who want to get rich themselves and they get an offer just in time invest in investments with a high yield of 40-70% per annum. Fraudsters usually present themselves as specialists, financial consultants of the largest corporations.
But there is one nuance that makes it clear that there is a deceiver on the wire. If you are offered an income of more than 10%, then this is a scam. In Russia, there is simply no legal yield above 10%. Deposits, deposits, bonds – all this can bring an income of 6-10%, and when they promise higher earnings – do not trust.
The most common type of fraud with the largest amounts of damage is now a call from supposedly the Central Bank, the police, the FSB, the Investigative Committee, or other government or law enforcement agencies. It would seem that this is already an immortal classic, but swindlers sometimes think through their actions and words so much that even a seemingly prepared person can believe.
The main thing to remember is that law enforcement officers or the Central Bank never call on the phone and do not ask to take any action. In general, the following is worth learning: as soon as you are told that your money is in danger, immediately hang up and call the official hotline yourself.
Well, it closes the top of deceptions – online fraudwhere goods are bought and sold and may require prepayment. Having paid for a seemingly profitable product, the victim is left alone with his empty account.